When Storms Hit Hard,
Your Roof Takes the First Blow
In Colorado, Nebraska, and the surrounding High Plains, it’s not a matter of if a storm will hit—it’s when. Wind-driven rain, baseball-sized hail, and severe winds can do a number on your home’s exterior, especially the roof. If you’ve just weathered a storm and suspect roof damage, don’t panic—but don’t wait either.
Storm damage can quickly escalate if not addressed. Whether you’re seeing loose shingles, missing flashing, or signs of leaks in the attic, immediate storm damage roof repair is key to protecting your home and avoiding costly long-term repairs.
In this comprehensive guide, we’ll walk you through exactly what to do after a storm—from spotting damage to filing insurance claims and hiring the right contractor. Let’s help you get back to peace of mind.
Step 1: Safely Inspect for Visible Roof Damage
Safety should always come first. Don’t climb on your roof immediately after a storm—debris, slick surfaces, and structural instability can pose serious risks. That said, a ground-level inspection or peek from the attic or second story can reveal telltale signs that your roof needs attention.
Common storm damage indicators:
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Shingles that are cracked, curled, or missing altogether
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Exposed underlayment or decking
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Detached flashing or gutters
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Water spots on ceilings or in the attic
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Debris piled up on the roof, such as branches or leaves
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Granules collecting in your downspouts or gutters
Even if things look fine from the ground, unseen damage may still exist. It’s always best to get a professional storm roof inspection to be sure.
Step 2: Prevent Further Damage with Temporary Measures
If you can’t get professional help right away, there are a few simple but effective things you can do to minimize further damage to your home.
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Tarp exposed areas. If shingles are missing or a section of your roof is compromised, use a heavy-duty tarp to keep rainwater out.
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Contain water leaks. Place buckets, towels, or pans under ceiling drips to prevent interior water damage.
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Remove obvious debris. If it’s safe to do so, clear loose branches or other materials that could clog drainage systems.
Storm damage tends to compound over time. A small opening can quickly become a big leak—so fast action is key.
Step 3: Document the Damage Thoroughly
The insurance claims process starts with good documentation. As you assess your property, take photos of everything—damaged shingles, dented vents, fallen limbs, water stains, and more.
Tips for storm damage documentation:
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Take wide shots for context and close-ups for detail.
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Include photos of the roof, siding, gutters, windows, and attic.
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Don’t forget the date stamp—whether manually noted or via your device.
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Keep receipts for any emergency repairs, tarp purchases, or services hired.
Well-documented damage supports your claim and ensures you get the compensation you’re entitled to.
Step 4: File Your Insurance Claim Promptly
Filing a claim might seem overwhelming, but doing so quickly helps protect your interests.
Here’s how to make the process smoother:
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Review your policy. Know your deductible, exclusions, and what’s covered.
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Report the claim right away. Most providers have 24/7 claim portals or phone lines.
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Schedule an adjuster visit. Be present during the inspection if possible.
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Provide your documentation. Photos, videos, receipts, and notes all help your case.
Having a trusted roofing contractor like Spelts Roofing on your side—one that can provide professional evaluations and estimates—can make a major difference in the outcome of your insurance claim.
Step 5: Schedule a Professional Roof Inspection
Even if you think the damage is minor, a thorough inspection is essential. Some types of damage—like hail impact or compromised flashing—may not be obvious to the untrained eye.
At Spelts Roofing, our certified inspectors assess your roof system from ridge to eaves. We check not just shingles, but also:
- Roof decking and underlayment
- Flashing around chimneys and skylights
- Gutter and drainage performance
- Ventilation systems
- Soffits and fascia
Our inspections are comprehensive and come with no pressure to commit. They’re a great way to understand the health of your roof and plan next steps.
Step 6: Repair vs. Replace—Making the Right Call
Whether your roof needs a minor fix or a complete overhaul depends on:
- Extent of damage
- Age of the roof
- Type of roofing material
- Cost-effectiveness of repairs
In some cases, storm damage might reveal that your roof was already nearing the end of its life. You may find that replacing it now avoids frequent repairs later.
Our roofing services include both emergency repairs and full roof replacements. We’ll walk you through every option and help you decide what’s best for your home and budget.
Step 7: Choosing the Right Roofing Contractor
The aftermath of a storm can bring out opportunistic “storm chasers” looking to take advantage of desperate homeowners. Don’t fall for fast talkers or door-knocking contractors with out-of-state license plates.
Instead, choose a local, certified, and trusted contractor like Spelts Roofing.
What sets us apart:
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Over 55 years of roofing experience
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Owens Corning Platinum Preferred Contractor
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Malarkey Certified Residential Contractor
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Free estimates, 24/7 support, and full warranties
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Locally owned and operated with deep community ties
When it comes to your roof, trust matters. See what makes us different at Spelts Roofing.
Step 8: Upgrade Your Roof with Storm-Resistant Products
If a new roof is needed, consider materials that better withstand future weather events. We carry a wide variety of durable, high-performance roofing products that meet or exceed industry standards for wind and hail resistance.
Our roofing products include:
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Impact-resistant asphalt shingles
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Stone-coated steel roofing
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Metal panels and standing seam roofs
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Synthetic underlayment for added moisture protection
With rising climate volatility, choosing the right materials today can prevent major headaches tomorrow.
Step 9: Prevent Future Storm Damage with Smart Maintenance
You can’t stop a storm—but you can prepare for it. Here are a few simple ways to make your roof more resilient:
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Schedule annual inspections. Regular check-ups catch issues early.
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Trim nearby trees. Prevent branches from falling or scraping shingles.
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Clean gutters and downspouts. Ensure proper water flow away from your home.
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Check attic ventilation. Prevent condensation and moisture buildup from inside.
Think of your roof like your car—it needs ongoing care to stay roadworthy. Let Spelts Roofing build you a proactive maintenance plan customized to your home.
Step 10: Plan and Budget with a Professional Roofing Quote
Wondering how much repairs or replacement will cost? It depends on materials, labor, roof pitch, and the extent of the damage. That’s why it’s crucial to get a personalized, detailed quote.
Our roofing quote process is fast, friendly, and free. We’ll assess your situation, explain your options, and provide transparent pricing—no hidden fees or surprise charges.
If you’re filing an insurance claim, we can work directly with your adjuster to make sure your home gets the full repair it deserves.
Final Thoughts: Act Quickly, Repair Smart
A damaged roof isn’t just a structural concern—it’s a risk to your safety, comfort, and investment. The faster you act, the better your chances of minimizing loss and getting your home back in shape.
At Spelts Roofing, we treat every storm recovery with the urgency and respect it deserves. Whether you need a quick patch or a full roof replacement, we’re here to help you every step of the way—with honesty, craftsmanship, and neighborly care.
If your home was recently hit by a storm, don’t wait. Contact us today to schedule your inspection, get expert advice, and take the first step toward recovery.